Financial literacy scholarship application is offering a $500 scholarship award as educational assistance to students who exhibit financial literacy

What is the purpose of this scholarship?

For the majority of people, getting a college diploma is an important part of becoming financially independent.  Unfortunately, many students lack the personal financial literacy skills required to effectively achieve this independence when they graduate.  Results provided by the various organizations that test financial literacy and capabilities indicate that traditional methods of education are simply not working well enough.  For these reasons, has created a scholarship contest to bring awareness to the importance of being financially literate and recognize an individual for exhibiting proficiency.

What do I need to do to qualify?
  1. Be an enrolled student at a university or college in the United States.  This includes students that have enrolled in a college or university, but have not yet started taking classes.
  2. Complete and submit an online application by March 31, 2018*, including a short essay of 200 words or less answering the following question:
What is the most important measure of personal financial decision-making skill and why?
How will my essay be evaluated?

Essay’s will be evaluated based on accuracy, completeness, and clarity of response to question. All essay’s must be 200 words or less.  Any essay with more than 200 words will not be considered.  Justification for the selection of best essay will not be provided in any form.

When will a scholarship recipient be selected and notified?

Our goal is to select and notify the scholarship recipient within 10 days of application deadline, depending on number of applications submitted.  You will only be notified if you were selected.  If you are selected, we will recognize you as the scholarship recipient by including your name, school, and answer to the application question on this website, and through distribution of our blog.

If I’m selected, how will my award be distributed?

A check will be made payable to you for use to pay for school related expenses, such as tuition, books, or school-related fees.  You can also use the funds to pay back any education loans.  If you are selected, you will be contacted via email and asked to provide your mailing address.  The check will be made payable to name listed on application, and mailed to the address you provide in the response email.  We also reserve the right to confirm your attendance at the school listed on your application.

Online application

Please complete all fields in the form below.  Any applications submitted with missing information will be disqualified.  Relatives of persons associated with Bard Downs LLC are not permitted to apply.

If you have any questions about process or application, please send an email to

Financial Literacy Education Scholarship Application


All individual information provided by the applicant is considered confidential and will never be shared with third-parties, except for the sole purpose of publicly recognizing the scholarship recipient.  Any questions regarding the scholarship, application, and data uses, should be sent to Ed Downs at  Bard Downs, LLC.  All rights reserved.

*Date may be extended, depending on the number of qualified applications received.