When you’re in your 20’s or 30’s, thinking about how long you’ll live—and whether your money will last that long—feels abstract at best. Retirement is decades away. There are more immediate priorities: paying off debt, building a career, maybe buying a home.
But here’s the reality: one of the biggest financial risks you face isn’t market crashes or inflation—it’s living longer than your money.
That’s called longevity risk, and ignoring it early can quietly cost you decades of financial freedom later.
To learn why longevity risk matters for planning purposes at any age, please read on.
Continue reading “Why longevity risk matters more than you think”